Car Accident Lawyer Dayton, OH

Dayton Ohio Car Accident Lawyers

At Cowan & Hilgeman Law, we understand the emotional, physical, and financial toll that a car accident can take on you and your loved ones. The aftermath of an accident in Dayton, OH can be a complex maze of insurance claims, medical bills, and emotional distress. Knowing what compensation you may be entitled to can alleviate some of the burden and guide you on the road to recovery. In Ohio, victims may be eligible for various forms of compensation including but not limited to medical expenses, lost wages, and pain and suffering. Our dedicated team is here to help you navigate this intricate process and fight for the full compensation you deserve.



Two cars that have gotten into an accident

Common Types of Car Accidents

Car accidents are a prevalent issue on the roads today, and understanding their common types can help in both prevention and in seeking appropriate legal assistance should one be involved in such an incident. In Dayton, OH, where road conditions and traffic patterns contribute to various types of accidents, it’s crucial to be informed. This knowledge not only aids in safer driving but also prepares one to seek professional help, such as from a car accident lawyer at Cowan & Hilgeman Law, should the need arise.

Rear-End Collisions

Rear-end collisions are perhaps the most common type of car accident. These occur when a vehicle crashes into the one in front of it. Common causes include tailgating, sudden stops, and distracted driving. Injuries can range from whiplash to more severe cases, depending on the impact’s severity. After such an accident, it’s vital to consult with a car accident lawyer in Dayton, OH. The team at Cowan & Hilgeman Law can help determine fault and seek compensation for any injuries or damages incurred.

T-Bone Accidents

T-bone accidents, also known as side-impact collisions, occur when the side of one vehicle is hit by the front or rear of another vehicle. These accidents often happen at intersections and are usually the result of a failure to yield, running a red light, or not stopping at a stop sign. The consequences of a T-bone accident can be severe, especially for the passengers on the impacted side of the vehicle. We at Cowan & Hilgeman Law understand the complexities of these accidents and are prepared to offer legal guidance and representation to ensure fair compensation.

Single-Vehicle Accidents

Single-vehicle accidents involve only one vehicle and can include collisions with road barriers, trees, or buildings, as well as rollovers. Causes can range from driver error, poor road conditions, to vehicle malfunctions. Although these accidents might seem straightforward, determining liability can be complex. Our legal team at Cowan & Hilgeman Law is experienced in navigating these situations and can help in identifying potential claims against manufacturers, government entities, or other parties.

Multi-Vehicle Pile-Ups

Multi-vehicle pile-ups are large-scale accidents involving several vehicles. These are often caused by a chain reaction of rear-end collisions, especially in high-traffic areas or adverse weather conditions. The complexity of these accidents can make it challenging to determine fault, and the involvement of multiple parties often complicates the legal process. Our attorneys at Cowan & Hilgeman Law are skilled in handling such complex cases, ensuring that our clients’ rights are protected throughout the process.

Head-On Collisions

Head-on collisions, though less common, are among the most dangerous types of car accidents. They occur when the fronts of two vehicles collide. These accidents often result in severe injuries or fatalities and are usually due to driving on the wrong side of the road or driving under the influence. In such cases, it’s imperative to seek legal assistance immediately. We at Cowan & Hilgeman Law are committed to providing compassionate and effective representation to those affected by such tragic accidents.

Each type of car accident presents its own set of challenges and potential legal complexities. It’s crucial to have knowledgeable and experienced legal representation to navigate the aftermath of an accident. If you find yourself involved in any such incident in Dayton, OH, do not hesitate to reach out to us at Cowan & Hilgeman Law. We are dedicated to providing our clients with the guidance and support they need to achieve the best possible outcome in their cases. Remember, in the face of a car accident, you are not alone. We are here to help guide you through these challenging times.

What if I’m Partially At Fault?

If you were partially at fault in a car accident in Dayton, OH, the legal implications and consequences can vary depending on the specific circumstances of the accident and Ohio’s laws. Here are some general considerations:

Comparative Negligence:

Ohio follows a comparative negligence system, which means that even if you were partially at fault for the accident, you may still be eligible to recover damages. However, the amount of compensation you can receive may be reduced based on your percentage of fault.

Determining Fault:

Determining the extent of your fault and the other party’s fault will be crucial in assessing liability. Insurance companies and, if necessary, the courts will examine evidence, witness statements, police reports, and other relevant factors to determine fault percentages.

Insurance Claims:

If you have car insurance, your insurance company will typically handle the claims process. They will investigate the accident and negotiate with the other driver’s insurance company to reach a settlement. Your insurer will consider the degree of fault when determining the settlement amount.

Lawsuits:

In some cases, when there is a dispute over fault or compensation, the injured parties may file a lawsuit. If the case goes to court, a judge or jury will decide the final allocation of fault and damages.

Statute of Limitations:

In Ohio, there is a statute of limitations for personal injury claims, including those resulting from car accidents. It’s essential to be aware of the time limit for filing a lawsuit, which is typically two years from the date of the accident.

Legal Representation:

If you were partially at fault and are facing a complex legal situation, it’s advisable to consult with an attorney who specializes in personal injury or car accident cases. They can help protect your rights and navigate the legal process on your behalf.

Remember that the specific outcome of your situation can depend on various factors, including the evidence available, the insurance policies involved, and the judgment of the insurance adjusters or the court. It’s essential to communicate with your insurance company and consider legal advice to understand your rights and options fully.

Common Injuries Associated with Car Accidents

Car accidents can result in a range of injuries, from minor bruises to life-altering conditions. Some of the most common injuries we see at Cowan & Hilgeman Law include:

  • Whiplash and Neck Injuries: The sudden back-and-forth motion in a collision often leads to neck strain, known as whiplash, which can cause prolonged pain and mobility issues.
  • Head Injuries: From concussions to traumatic brain injuries, the impact of a car accident can cause serious head trauma with long-term consequences.
  • Broken Bones: The force of a crash can easily break bones, leading to painful and sometimes complex recoveries.
  • Lacerations and Burns: Sharp objects, broken glass, and even airbags can cause cuts and burns during a car accident.
  • Back and Spinal Cord Injuries: Damage to the spine can be particularly severe, potentially resulting in paralysis or other lifelong disabilities.
  • Psychological Trauma: Beyond physical injuries, car accidents can lead to emotional distress, including PTSD, anxiety, and depression.


Car accidents can happen anywhere, but certain factors contribute to crashes more frequently in specific regions, including Ohio. Understanding these causes is essential for drivers to navigate the roads more safely and for victims to know their rights and the resources available to them. As experts in personal injury law, we at Cowan & Hilgeman Law have seen firsthand the impact of these accidents on individuals and families. Should you find yourself in need of a car accident lawyer in Dayton, OH, we stand ready to offer our expertise and support.

Car Accident Infographic

Common Injuries Associated With Car Accidents Infographic

What to Do During a Car Accident

Ensuring Safety First

Immediately after an accident, your first step should be to check yourself and all other parties involved for any injuries. If there’s even the slightest suspicion of injury, it’s crucial to call 911 without delay. Prioritizing health and safety is paramount.

Safely Moving Vehicles

In cases where the accident is minor and it’s clear that there are no serious injuries, it’s advisable to move the vehicles to the side of the road. This action helps in reducing the risk of causing further accidents and minimizes traffic obstruction. However, ensure this is done safely, keeping an eye on the traffic and using hazard lights to alert other drivers.

Involving Law Enforcement

Regardless of the accident’s severity, obtaining a police report is essential. Police reports provide an official and objective record of the event, which is invaluable in insurance claims and any legal proceedings that might follow. It’s a crucial step in establishing the facts of the accident.

Exchanging and Gathering Information

Collect the names, addresses, phone numbers, insurance details, and license plate numbers of all individuals involved. This information is critical for insurance claims and potential legal actions. Make sure to also note the make and model of the other vehicles involved.

Documenting the Accident Scene

Use your smartphone or a camera to take comprehensive photos of the accident scene. Include all vehicles involved, any visible damage to the vehicles and surrounding property, and general road conditions. These images serve as valuable evidence when reconstructing the accident for insurance or legal purposes.

Witness Accounts

If there are bystanders or witnesses to the accident, their accounts can be invaluable. Gather their contact details – names, phone numbers, and addresses. Witness testimonies can play a crucial role in piecing together how the accident occurred.

Reporting to Your Insurance

It’s essential to inform your insurance company about the accident as soon as possible. When reporting, stick to the facts and avoid making any admissions of fault or speculative statements. It’s advisable to keep the information basic until you have the chance to consult with an attorney.

Seeking Medical and Legal Help

Even if you feel fine, some injuries, like whiplash, may not be immediately noticeable. Therefore, it’s wise to have a medical examination following an accident. This step is not just for your health, but also provides a medical record which can be vital if injuries manifest later.

Legal Consultation:

Contacting a car accident lawyer, at Cowan & Hilgeman Law, should be one of your next steps. They can offer legal advice, assist in navigating the complexities of your case, and inform you about potential avenues for compensation. Remember, understanding your rights and the legal implications of your accident is crucial for a fair outcom

What Compensation Can Be Recovered After a Car Accident in Dayton

If you’ve been involved in a car accident, you may be entitled to various forms of compensation. The specifics will depend on the details of the accident, but generally, the following can be recovered:

Medical Expenses:

This includes compensation for hospital stays, surgeries, medications, rehabilitative therapy, and any future medical care resulting from the accident.

Lost Wages:

If your injuries prevent you from working, compensation can cover lost income, both present and future.

Property Damage:

Reimbursement for the repair or replacement of your vehicle and any other personal property damaged in the accident.

Pain and Suffering:

Compensation for the physical pain and emotional distress you have experienced as a result of the accident.

Loss of Enjoyment of Life:

If your injuries prevent you from enjoying daily activities or hobbies, you may be entitled to compensation for that loss.

Punitive Damages:

In cases where the at-fault party’s actions were particularly reckless or malicious, additional punitive damages may be awarded.

At Cowan & Hilgeman Law, we diligently work to ensure our clients receive the full compensation they are entitled to. We meticulously evaluate every aspect of your case to determine the appropriate value of your claim and strive to hold the responsible parties accountable. We understand the complexities involved in car accident cases and the nuances of Ohio law. When you reach out to us, we become your steadfast advocates, navigating the legal process on your behalf so that you can focus on your recovery.

Dealing With The Insurance Company

Dealing with insurance companies in the aftermath of an auto accident can be an overwhelming and complex process. It’s vital to approach this situation with a strategic mindset to ensure you receive the compensation you rightfully deserve. This is where the expertise of a Car Accident Lawyer in Dayton, OH, becomes invaluable. Our team at Cowan & Hilgeman Law specializes in navigating the intricacies of insurance claims to advocate for your rights and interests.

Understanding Insurance Company Tactics

  • Initial Contact: After an accident, insurance companies act quickly to contact those involved. Their goal is often to settle claims rapidly, which may not be in your best interest.
  • Recorded Statements: Insurers may ask for a recorded statement under the guise of expediting your claim. However, these statements can be used to minimize your compensation.
  • Settlement Offers: Initial offers are frequently lower than what you may actually be entitled to. Accepting an offer too soon can leave you without the necessary funds to cover all your damages and medical expenses.

Maximizing Your Claim

To ensure you receive the maximum compensation possible, consider the following steps:

  • Document Everything: Keep detailed records of the accident, including photos, medical records, and any correspondence with the insurance company.
  • Seek Medical Attention: Immediate and thorough medical documentation of your injuries is crucial for your claim.
  • Consult a Lawyer: Before accepting any settlement offer, consult with us at Cowan & Hilgeman Law. We can provide a realistic assessment of what your claim is worth.

Why Choose Cowan & Hilgeman Law

Enlisting the support of a Car Accident Lawyer in Dayton, OH, from Cowan & Hilgeman Law can significantly impact the outcome of your claim. Here’s how we can assist:

  • Case Evaluation: We begin by thoroughly assessing your case to determine the full extent of your claim.
  • Dealing with Insurance Companies: Our team takes over communication with the insurance companies, ensuring you are not taken advantage of.
  • Negotiation: Leveraging our expertise, we negotiate with insurers to seek a settlement that truly reflects the damages and injuries you’ve sustained.
  • Litigation: If a fair settlement cannot be reached, we are prepared to represent you in court to fight for your rights.
  • Experience: Our team has extensive experience in handling car accident claims in Dayton, OH, and a proven track record of success.
  • Personalized Attention: We understand that every case is unique, and we provide personalized attention to each of our clients.
  • No Upfront Costs: We operate on a contingency fee basis, meaning you won’t pay any attorney fees unless we win your case.

If you’ve been involved in a car accident, don’t navigate the complex world of insurance claims alone. Let our experienced team at Cowan & Hilgeman Law advocate for your rights and work tirelessly to secure the compensation you deserve. Contact us today for a free consultation, and let us take the burden off your shoulders. Together, we can ensure that your rights are protected every step of the way.

Dayton Car Accident Statistics

According to the National Safety Council, motor vehicle accidents are the leading cause of personal injury in the United States. In 2021, there were over 6 million car accidents in the United States, resulting in over 3 million injuries and 40,000 fatalities.

FAQs About Car Accidents in Dayton, Ohio

What should I do if I’m involved in a hit-and-run accident in Dayton?

If you’re involved in a hit-and-run accident in Dayton, immediately report the incident to the police. Try to provide as much information as possible, such as the other vehicle’s description, license plate number, and direction of escape. It’s also important to seek medical attention if needed and contact your insurance company. Documentation of the scene and any witness statements can be crucial for your insurance claim and any legal proceedings.

Are there specific laws in Dayton, Ohio, regarding texting and driving that could affect my car accident claim?

Yes, Dayton, Ohio, enforces strict laws against texting and driving. If an accident occurs and it’s found that a driver was texting, this can significantly impact fault and liability in a car accident claim. Evidence of texting while driving can be used to establish negligence, potentially increasing the liability of the texting driver.

What types of compensation can I pursue after a car accident in Dayton?

After a car accident in Dayton, you may be entitled to various types of compensation, including medical expenses, lost wages, property damage, and pain and suffering. In some cases, if the other party’s conduct was particularly egregious, punitive damages might also be awarded.

How does Ohio’s comparative negligence law affect a car accident claim in Dayton?

Ohio follows a “modified comparative negligence” rule, meaning that if you are partially at fault for the accident, your compensation may be reduced by your percentage of fault. However, if you are found to be more than 50% responsible, you cannot recover any damages from the other involved parties.

Is it necessary to report all car accidents in Dayton to law enforcement?

In Dayton, Ohio, you must report any car accident involving injury, death, or property damage over a certain amount to law enforcement. Failing to report such accidents can result in legal penalties. Even in minor accidents, it’s often beneficial to have a police report for insurance purposes.

Cowan & Hilgeman Dayton Law

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Dayton Car Accident Lawyer Google Review

“Jack & his team are without a doubt who you want fighting on your side! The attention to detail, amazing communication & constant contact with updates are things your not going to find with another attorney. Jack truly goes the extra mile for his clients and was able to secure nearly x4 the estimated settlement in my case alone. If I could rate higher than 5 stars I would.” – Jon B.

Contact Our Dayton Car Accident Lawyers With Experience

Cowan & Hilgeman has some of the top car accident lawyers Dayton Ohio has to offer.  The legal system can be intimidating and confusing which is why consulting with the respected car accident lawyers at Cowan & Hilgeman can help put your mind at ease.  With decades of experience helping thousands of clients, our Dayton Ohio car accident lawyers will handle your case from start to finish.  This includes dealing with insurance companies, filing lawsuits and litigation, and trial.