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Separating Myth from Fact About Premises Liability

premises liability

If you are hurt or injured on someone else's premises, it seems as though everyone has an opinion about premises liability: who is responsible for how your injury occurred, whether you can claim compensation for their negligence, what happened to their cousin's friend who was in a similar accident... In this blog post, the experienced premises liability attorneys at Cowan & Hilgeman will separate common myths from the facts, so you can be well informed if the worst should happen and you are injured through no fault of your own on someone else's property.

MYTH FACT
"Premises Liability" is just another way of saying "slip and fall" cases Although Slip and Falls are a kind of premises liability case, there are numerous other types of case that fall under that umbrella. These can include: dog bites, swimming pool accidents, snow and ice accumulation, elevator and escalator accidents, inadequate maintenance of premises, attractive nuisance cases, fire, flood or water leak, inadequate security, improper stacking or storage that falls on top of someone, and many more.
Property owners are always at fault in slip and fall accidents Not always. For example, if someone was trespassing on another person's property and had no legal right to be there, the property owner may not be found liable for an injury that occurs (with some limitations: see 'attractive nuisance' laws)
Only property owners can be held legally and financially responsible in premises liability claims A negligent property owner is often the only person found at-fault. However, landlords, property managers and maintenance people are just a few of the people who may also share some responsibility - and therefore, liability - for negligent injuries.
Premises liability claims are limited to commercial properties We often think of shopping malls or grocery stores when we hear of slip and fall cases. But given the wide scope of 'premises liability' cases, these are frequently brought against private individuals (homeowners or landlords).
Premises liability claims are limited to physical injuries Clients are sometimes awarded compensation for non-physical injuries, such as emotional distress, pain and suffering. Loss of potential earnings, compensation for lost work, etc.

Further explanation:

What is a property owner's liability?

Only an experienced attorney can tell you the answer, but in general, property owners have an obligation to keep their premises safe and secure. They are required by law to fix any hazards on their property and, at the very least, make sure that guests are adequately warned of any dangers.

When a property owner is negligent in maintaining their premises, and a visitor is injured as a result, our attorneys may be able to help the injured party recover compensation for their losses. In Ohio, a landowner can be considered negligent if they knew or should have known of a hazard and failed to repair it, or failed to provide warning about a known hazard.

Levels of Care for Property Owners

Property owners owe different levels of care depending on the type of guest they are hosting.

Invitees: Invitees are those who are invited to enter or remain on the premises for a commercial benefit of the property owner. For instance, a customer in a grocery store would be considered an invitee, as the store actively invites the public to enter onto its premises for the purchase of food and other goods. Property owners owe these invitees or guests the highest level of care. For these guests, property owners are required to inspect their premises and provide warnings about any hazards. As a result of the mandatory inspections, property owners may be liable for any hazard of which they should be aware.

Licensees: Friends, family members, and any other social guests are considered licensees. The main difference between invitees and licensees is that the latter are invited to enter or remain on the premises for non-business or commercial purposes. Property owners are required to maintain and fix any hazardous areas of the property. Unlike business invitees, property owners are only liable for dangers they know about—as opposed to what they should have known.

Trespassers: A property owner’s obligation to trespassers is significantly less than that of a business invitee or licensee. The property owner is not allowed to intentionally set up hazardous areas on their premises to guard against trespassers.

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Abigail Arnett
34 days ago
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I first reached out 2 months after a car accident where the other party involved did not have insurance. She presented expired insurance to which the police department did nothing about. I was not in the wrong, and I was taken by ambulance after due to injury. I was worried due to the other party not having insurance, and medical bills hitting an all time high. I reached out to Jack and was immediately welcomed and felt like I was being taken care of from the start. I stated my concerns and we reached a conclusion which then started my case. I was spoken to clearly and felt genuinely cared for. Despite all the other lawyers reaching out to me after my accident, I chose to go with Cowan and Hilgeman due to the firms sincerity as well as being taken care of from the very beginning. I am very thankful to everyone I worked/talked with over the past year, and I am grateful we were able to sort everything out. I cannot begin to thank Jack for taking care of me and checking in throughout the case.
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Alisa and William Hurtle
48 days ago
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Jack Hilgeman and the team at Cowan & Hilgeman were great to work with after my car accident. Jack jumped on my case last minute, right when I was up against a deadline and had just gotten a pretty disappointing offer from the insurance company. From there he walked me through everything — the paperwork, negotiations, mediation, all the way to getting it settled — and always kept me in the loop on what was going on. When the insurance company tried to lowball part of my claim, Jack pushed back and fought to get me a fair result. Dawn was also great to work with — she called regularly to keep me updated and on track, and she was really the face of the firm for me throughout the process. Everyone there was quick to respond and patient with all my questions. Really happy with how everything turned out — highly recommend Jack and his team.
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Jennifer Born Rachek
187 days ago
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I reached out with some concerns about potential snow and ice injuries on our business property, and I’m so glad I did. My questions were answered clearly and thoroughly, which really put my mind at ease. I also appreciated how welcoming they were to any follow-up questions—it never felt like I was being a bother. I wouldn’t hesitate to reach out again for professional guidance in the future.
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Angie Seraphinoff
190 days ago
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Jack Hilgeman was knowledgeable, responsive, and easy to communicate with throughout the process. He clearly cares about his clients and took the time to thoroughly answer all of my questions. I would highly recommend working with him!
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Barbara Garcia
191 days ago
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Great communication and explanation to my questions. Appreciate the details and hearing directly from Mr.Hilgerman on the voice memo. Thank you!
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Jess R
194 days ago
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Great advice, very helpful in all of my needs! Highly recommend!
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lynn berry
195 days ago
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Very satisfied and they worked hard for me and did an exercise job!
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McCall Gorbach Foster
196 days ago
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Mr. Hilgeman provides clear and thoughtful insight, delivered with professionalism and warmth.
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Robert Apfelbeck
197 days ago
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Great lawyer response time very fast and very good at what he does jack hilgeman will be my next lawyer if i ever need another one thank you to cowen &hilgeman
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B Lott
197 days ago
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I was looking for a lawyer and after so very rude and robotic law firms, I spoke with Jack about my case. He was very professional and personable and actually cared about my situation. I highly recommend his firm!
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